NSW Home Building Compensation Fund (HBCF) 2026: What Homeowners and Builders Must Know About Mandatory Insurance If you're planning residential building work in NSW worth more than $20,000 (including GST), the Home Building Compensation Fund (HBCF) is not optional — it's a legal requirement under Part 6 of the H... builder-licence building-advice construction-costs home-building-act nsw-building-compliance nsw-construction property-development Aug 20, 2026